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Adult Foster/Day Care Insurance

 

Sterner Insurance Agency - Apple Valley, MN Your Adult Foster Day Care Insurance Experts

 
 

With life expectancy rising, more and more of us find we need assistance as we age. Adult day care centers are designed for older adults who can no longer manage independently, or who are isolated and lonely. They enable seniors to socialize with others while still receiving needed care services. At the same time, they offer caregivers a break from caregiving duties while knowing that their loved one is in good hands.

Special places need special coverage. This program covers licensed facilities that provide social-type activities including arts and crafts, cards, movies, pool tables, etc. for adults.

 

 Adult Foster/Day Care InsuranceGeneral Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Additional Interests

Deductible:

  • No Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Contents
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Bailee's Customers
  • Computer Equipment
  • Outside Signs
  • Valuable Papers

Crime

  • Inside the Premises - Theft of Money and Securities
  • Outside the Premises
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Let the Sterner Insurance Agency - Apple Valley, MN, help you understand and protect all of the risks you run and all of the perils your business faces. We will do this with a well thought out and executed business insurance policy designed just for Adult Foster Day Care providers.