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Apartment/Habitational Insurance

 

Sterner Insurance Agency - Apple Valley, MN Your Apartment Insurance Experts
 

Move in on new business with this program designed to cover apartment buildings, complexes and rooming and boarding houses with five or more units. Apartment/Habitational Insurance

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate
  • Hired and Non-owned Auto

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Additional Interests

Deductible:

  • No Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Contents
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers
  • Food Spoilage

Crime

  • Inside the Premises -Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises

 

Let the Sterner Insurance Agency - Apple Valley, MN, Inc. help you understand and protect all of the risks you run and all of the perils your business faces. We will do this with a well thought out and executed business insurance policy designed just for Apartment Insurance policy holders.