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Condominium and HOA Insurance

 

Sterner Insurance Agency - Apple Valley, MN Your Condo & HOA Insurance Expert



 Be the best on the block. This program covers established community associations where all development and/or construction have been Condo HOA Insurance completed. These include single-family homeowner associations, townhouse associations, residential condominium associations and co-op housing corporations.
 

General Liability

 
  • Primary Limits up to $3,000,000 Occurrence/Aggregate
  • Hired and Non-owned Auto
  • Sports Participant Liability - $25,000 Occurrence/$50,000 Aggregate

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Additional Interests

Deductible:

  • No Deductible Required
 

Property

 
  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Contents
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers
 

Crime

 
  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises

Let the Sterner Insurance Agency - Apple Valley, MN, help you understand and protect all of the risks you run and all of the perils your business faces. We will do this with a well thought out and executed business insurance policy designed just for Condo & HOA policy holders.