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Liquor Liability Insurance

 

Sterner Insurance Agency - Apple Valley, MN - Your Liquor Liability Insurance Experts

 
 Liquor Liability InsuranceThe profits will flow with this program for  insureds who have a liquor liability exposure and employees who have had alcohol awareness and server training. Eligible accounts would include restaurants, bars/taverns, clubs, convenience stores, grocery stores, wineries, liquor manufacturers and package stores.


Any establishment that sells, serves, or assists in the purchase or use of liquor (i.e. dram shop) opens its doors for a liability claim as a consequence of someone getting drunk to the extent that injuries or property damages are the result. This includes restaurants, bars, nightclubs, and taverns. While it’s logical that the inebriated person should be the one to pay, in reality the business that served the alcohol could be liable for injuries, damages, or both that occurred as a result of actions, behaviors, or conduct of a patron who drank too much.

 

Liquor Liability

 
  • Primary Limits up to $1,000,000 Occurrence/$3,000,000 Aggregate

Let the Sterner Insurance Agency - Apple Valley, MN, help you understand and protect all of the risks you run and all of the perils your business faces. We will do this with a well thought out and executed business insurance policy designed just for our Liquor Liability Insurance policy holders.