| Property Coverages |
Typical BOP Basic Limits |
Typical BOP Enhanced Limits |
| Business Income |
18 months actual loss sustained |
18 months actual loss sustained |
| Business Income 72-Hour Buyback |
Usually enhanced only |
Included |
| Seasonal Automatic Increase - BPP |
Additional 25% included |
Additional 25% included |
| Accounts Receivable |
$5,000* |
$25,000* |
| Bailee Coverage - Printers |
N/A |
$25,000* |
| Bailee Coverage - Dry Cleaners |
$100,000* |
$200,000* |
| Bailee Coverage - Repair Shop |
$25,000* |
$50,000* |
| Computer Equipment |
$10,000* |
$25,000* |
| Arson Conviction Reward |
$5,000 |
$5,000 |
| Fire Department Service Charge |
$1,000 |
$1,000 |
| Fire Extinguisher Recharge |
$2,500 |
$5,000 |
| Increased Cost of Construction |
$5,000 |
$5,000 |
| Mechanical & Equipment Breakdown |
Usually enhanced only |
Included |
| Newly Acquired Buildings |
$250,000 |
$250,000 |
| Newly Acquired - BPP |
$100,000 |
$100,000 |
| Outdoor Signs |
$2,500* |
$7,500* |
| Personal Property Off Premises |
$5,000* |
$5,000* |
| Pollutant Clean-Up & Removal |
$10,000* |
$10,000* |
| Premises Boundary |
100 feet |
1,000 feet |
| Spoilage Coverage (Food Stores) |
$2,500 |
$25,000 |
| Trees, Shrubs and Plants |
$500 / $2,500 |
$500/ $2,500 |
| Valuable Papers and Records |
$5,000* |
$25,000* |
| Crime Coverages |
Basic Package Limits |
Enhanced Package Limits |
| Employee Dishonesty |
$5,000* |
$10,000* |
| Forgery and Alteration |
$2,500 |
$2,500 |
| Money and Securities - Inside/Outside |
$5,000* |
$10,000* |
| Money Orders and Counterfeit Paper Currency |
$1,000 |
$1,000 |
|
