Excavation and Grading of Land

Excavation/Grading of Land Insurance


Sterner Insurance Agency - Apple Valley, MN - Your Excavation Contractor Insurance Professionals

 General Liability Quote


Almost every building, parking lot, and home begins with digging, which means that all kinds of businesses, schools, and homeowners rely on excavating and grading services. Unfortunately, sometimes accidents happen. One of the leading causes of disruption to underground utilities is damage due to excavation work. Every year thousands of hits to buried utility  Excavation Insurancelines occur resulting in serious personal injuries, operational downtime and substantial legal and financial costs.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate
  • Medical Payments Coverage Included - $5,000 Limit


  • Minimum $1,000 Deductible Required


  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Contents
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Contractor's Equipment
  • Outside Signs
  • Valuable Papers


  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises Robbery or Safe Burglary of Other Property
  • Outside the Premises

Let the Sterner Insurance Agency - Apple Valley, MN, help you understand and protect all of the risks you run and all of the perils your business faces. We will do this with a well thought out and executed business insurance policy designed just for our Excavation Contractor Insurance policy holders.