Special Events

Special Events Insurance


Sterner Insurance Agency - Apple Valley, MN - Your Special Events Insurance Professionals

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 Special Events InsuranceWhen planning an “event to remember,” it’s easy to forget that unfortunate things can happen thatare beyond your control – such as extreme weather, accidents and no-show vendors. When these mishaps occur, they can threaten the financial investment you’ve made in your special event.You spent a lot of time and effort planning the perfect event. Insure your special event from unforeseen dangers with a policy from our agency. 

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate
  • Medical Payments Coverage - $5,000 Limit - Included


  • No Deductible Required


  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Contents
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Contractor's Equipment
  • Outside Signs
  • Valuable papers
  • Food Spoilage


  • Inside the Premises - Theft of Money and Securities
  • Outside the Premises

Let the Sterner Insurance Agency - Apple Valley, MN, help you understand and protect all of the risks you run and all of the perils your business faces. We will do this with a well thought out and executed business insurance policy designed just for our Special Events Insurance policy holders.