Trucking Insurance


Sterner Insurance Agency - Apple Valley, MN - Your Trucking Insurance Experts

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 Trucking InsuranceWhen it comes to truckers, we deliver. Our program covers trucking operations, with or without warehousing exposures. Obtaining the right insurance for your operation is serious business, so leave it to us.  We specialize in complete insurance coverage and packaged solutions for your company's needs, including: fleet, tractor/trailer, drive-away contractors, dump, bobtail, flat-bed and more!

Commercial transportation products are offered on an admitted and nonadmitted basis.


  • Auto liability
  • Auto physical damage
  • Cargo
  • Excess auto
  • Garage liability
  • Garage keepers liability
  • Truckers general liability


We write local and intermediate commercial auto risks used for a variety of transportation purposes such as:
  • Ambulances
  • Auto service risks
  • Cement mixers
  • Contractors
  • Daily auto rental insurance
  • Dirt, sand, and gravel haulers
  • Dump Trucks
  • Flatbed Trucks
  • Fuel Haulers
  • Garbage haulers
  • Hot Shot
  • Public auto
  • Tow trucks
  • Truckers for hire
  • Used car dealers 


  • Primary Limits up to $3,000,000 Occurrence/Aggregate
  • Medical Payments Coverage - $5,000 Limit - Included


  • Minimum $500 Deductible Required


  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Contents
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Contractor's Equipment
  • Outside Signs
  • Valuable Papers
  • Food Spoilage


  • Inside the Premises - Theft of Money and Securities
  • Outside the Premises

Let the Sterner Insurance Agency - Apple Valley, MN, help you understand and protect all of the risks you run and all of the perils your business faces. We will do this with a well thought out and executed business insurance policy designed just for our Trucking Insurance policy holders.